Ford First-Time Buyer Program

Putting You Behind the Vehicle of Your Dreams

Shop with confidence. Even if it's your first time. At Morris Ford, we welcome first-time buyers. Our experts work closely with you to ensure you have everything you need to enjoy a successful shopping journey. Our First-Time Buyer Program is designed with you in mind. By offering you great incentives and a personalized approach, we're able to help you get behind the wheel of a vehicle you'll love.

Let's explore what makes Ford's First-Time Buyer Program Special.

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What is Ford's First-Time Buyer Program?

This program is designed to help eligible customers with no prior auto credit secure the financing they need. Everyone has to start somewhere. Morris Ford is the perfect place to begin building your credit. This program features down payments as low as $750, making it an affordable way to drive home in your new ride. If you have a minimum credit score of 620, we can help. You'll gain access to top-tier financing rates on new and certified pre-owned vehicles, giving you more options when you're ready to take your first step toward automotive ownership.

How to Qualify

Eligibility for this program is determined by the following:

No prior auto credit

No previous auto loans or leases on your credit

Clean credit history

No prior bankruptcies, derogatory marks, repossessions, or charge-offs

Verifiable income

A minimum of $2,000 per month and at least six months of continued employment at your current job

Down payment

A minimum cash down payment, typically between $500 to $750

Eligible Vehicles

Many of our Ford models are eligible for this program. This includes the Ford Mustang®, Ford F-150®, Ford Bronco®, and Ford Explorer®. Additionally, FordBlue Advantage Certified Pre-Owned vehicles are also eligible to participate.

What this Program Can Do for You

This program allows you to benefit in various ways.

  • Tier Enhancements: Ford Credit can help new buyers secure interest rates and monthly payments that are typically reserved for buyers with established, prime credit
  • Credit Building: Making on-time payments can help build or rebuild your credit
  • Bonus Cash: Participating dealerships can stack program benefits with up to $500 to $750 in bonus cash on select models. Contact Morris Ford to learn more.

Contact Morris Ford & Schedule a Test Drive Today

Let us help put you behind the wheel of a great ride. Contact the team at Morris Ford today. We look forward to serving you.

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  1. Morris Ford

    872 Saratoga Road
    Burnt Hills, NY 12027

    • Sales: (800) 252-0104
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Get in Touch

  • Contact our Sales Department at: (800) 252-0104
  • Monday8:30am-8pm
  • Tuesday8:30am-8pm
  • Wednesday8:30am-8pm
  • Thursday8:30am-8pm
  • Friday8:30am-6pm
  • Saturday8:30am-1pm
  • SundayClosed